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House and Mobile 
Home Quotes

Personal
and Business
Auto

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Boat and 
Yacht quotes

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Business
Insurance

Welcome to BuddyInsuresYou brought  to you by Lucas Insurance Brokers. We are an insurance broker so what that means is that we have the option to shop around among over 40 carriers between Home, Business, and Auto Insurance. We save you the time by doing the shopping around for you. 

The insurance marketplace in Florida is as tough as it has ever been especially for Home Insurance. Due to the excessive claims made across the state over the past 5 years, home insurance carriers have had no choice but raise premiums every year. While 9% of homeowner property claims nationwide are filed in Florida, a staggering 79% of lawsuits related to property claims are filed in Florida.  Also the "assignment of benefits clause is a huge issue with contractors going door to door and taking advantage of loose regulation. So between shady contractors and attorneys Florida has become one of the most expensive States to insure property. Auto Insurance is no different. We have some of the highest amount of auto accidents in the country as well and with the "No Fault" law in place, it allows attorneys once again to exploit the loose regulations and squeeze every penny they can from every  involved parties insurance company forcing the carriers to raise rates to compensate for this. What all this means is that you have to find an agent who will work with you to help you find the best insurance coverage for the lowest premium. We will work with you to help educate you as well on what you can do to save money now and moving forward for the years to come. 

Think of me as your Insurance Buddy. 
BuddyInsuresYou

As a broker we are 
appointed with many 
different carriers. These are some of our many agency partners.

swyfft
southern oak
geovera
progressive
Bristol West
infinity
olympus
Bankers
dairyland
peoples trust
Heritage Insurance
universal property
hiscox
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Vicki Dennis

I contacted several agents for homeowners insurance quotes on a condo I’m buying. It is a small policy, but Buddy treated me as if I was one of his largest customers. Not only was his the best quote I received, but he was always quick to respond to me and very professional throughout the process. I cannot recommend him highly enough! Thanks, Buddy!!

Andrea Huckstep

Buddy is seriously the BEST insurance agent I have ever worked with! When we were buying a house in Florida out realtor gave us a list of several insurance agents to get quotes from. I emailed nearly every person she gave me the name of (10 in total). Buddy's quote came FIRST and hundreds of dollars cheaper than the next closest. A couple months later when we finally got our family all moved to Florida I reached out to Buddy again for an auto quote. Once again Buddy's quote was by far the cheapest to come in. I also appreciated that he gave me options. He gave me several different price quotes for different limits. I don't know how he does it but he does! Not only does he find the best prices, he also is quick! He always responded to my emails right away. I promise, you won't be disappointed with his professionalism and extensive knowledge. Stop reading reviews and call or email him!

Michael Getlik

Buddy to the rescue! I got the runaround with this other insurance company for 2 months when my homeowners insurance needed renewal. 2 months my house with no insurance! Then I contacted Buddy. He got me a better price and in a few days my house was insured again. Very responsive and knowledgeable. He knew exactly what to do. A gem.

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